2450 boul. du Curé-Labelle, Laval, QC H7T 1R1, Canada

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New in Laval: your first car in Quebec

You have just settled in Laval and a car quickly becomes a must: work, groceries, the kids’ school, and of course winter. At O.B.K. Automobiles, we explain in plain terms how a financing application works when you are new to the country, in French or English.

Why credit works differently when you arrive

Canadian lenders rely first on your credit history in Canada. When you have just arrived, that history is often short or non-existent, even if your file was excellent in your home country. The lender then looks at other things, such as your job, your income and your situation in the country, and makes its decision.

We offer 1st, 2nd and 3rd chance credit financing. Financing subject to lender approval.

How to apply

  1. Start the online application: tell us the type of vehicle you want and the monthly budget you have in mind.
  2. Add your date of birth (19 or older), your employment status, your employer and your monthly income.
  3. Enter your address in Quebec and say whether you rent or own.
  4. A team member contacts you to go over your file, and you will be told which documents to bring for your situation.
  5. You come to Laval to test-drive the vehicle you chose, then sign once everything is clear.

Documents: we guide you

Every path is different: a temporary worker, an international student and a permanent resident are not in the same situation. Rather than a general list that may not apply to you, you will be told which documents to bring once your application is in. Just keep your ID, your immigration papers and your proof of income handy: it makes the conversation easier.

Before buying your first car in Quebec

Settling in Laval: a dealer close to home

Many newcomers settle in Chomedey, Laval-des-Rapides or Vimont, or on the North Shore and in Montreal. Our showroom is at 2450 boul. du Curé-Labelle, Laval, QC H7T 1R1, Canada, on Curé-Labelle Boulevard, near Highways 15 and 440. Prefer to start in writing? Write to us by e-mail at obkauto@yahoo.ca.

We are open Monday to Thursday 9 a.m. to 8 p.m., Friday 9 a.m. to 7 p.m. and Saturday 10 a.m. to 4 p.m.; closed on Sunday.

Google Maps directions to O.B.K. Automobiles

Vehicles to consider for a first purchase

Under $15,000 · Under $20,000 · Inventory

Frequently asked questions

Can I apply with no credit history in Canada?

Yes, you can fill in the application. The lender reviews your file and makes its decision. Financing subject to lender approval.

Which languages can your team help me in?

French and English, in person in Laval, on the phone or in writing.

Which documents should I get ready?

It depends on your status and your job. After you apply, you will be told which documents to bring.

I do not have a Quebec licence yet: can I come and see vehicles?

Yes, you can visit the showroom and ask your questions. For the test drive and the purchase, a team member will tell you what is needed with your licence.

Start my financing application · Call 450-682-2999 or write to us

1st, 2nd and 3rd chance financing · Financing application · Under $20,000 · Contact us · FAQ